New Delhi, July 3 -- -Name withheld on request

It is great to see investors assessing not just where to invest, but also why. In your case, the decision to choose between an additional equity fund and a balanced fund depends not just on market timing, but on aligning your investments with your financial goals, investment horizon, and risk behaviour across market cycles. While equity funds have the potential to outperform during a bull run, they also carry sharper drawdowns during corrections. Balanced funds (or hybrid equity funds), on the other hand, allocate a part of the portfolio to debt instruments. This makes them slightly less volatile, especially helpful during sideways or corrective phases. Still, in strong rallies, they may mar...