New Delhi, Feb. 2 -- Bajaj Housing Finance Ltd on Monday reported a 21% jump in net profit year-on-year to Rs.665 crore for Q3 FY26, fueled by strong loan growth and an increase in net interest income. Net interest income (NII) grew by 19% to reach Rs.963 crore, and total income climbed 24% to Rs.1,153 crore.

During the quarter ended December, operating expenses increased by 9%, reaching Rs.139 crore. The company noted that this amount included a one-time effect of Rs.13.14 crore associated with a rise in gratuity liability following a government announcement on January 21, 2025.

The quality of assets stayed consistent, with gross NPAs recorded at 0.27% and net NPAs at 0.11% as of the end of December, compared to 0.29% and 0.13%, respec...