New Delhi, Jan. 30 -- If you tend to forget things easily, it must be common for you to skip the last date of paying a bill or an annual subscription. Sometimes it could be a gym membership or annual subscription of a club, on other occasions -- it could be your mobile bill or a wi-fi bill.

However, it is not something to be proud of. In fact, you need to plan your bill payment cycle in such a way that you don't miss out on the last date to pay your credit card bill.

Here, we describe the steps that you need to take so that you don't miss paying annual charges for your credit card.

I. No annual fee cards: If possible, apply for the credit cards that do not have an annual fee to avoid the problem entirely. If you must have a card with a...