New Delhi, Dec. 29 -- Car finance has become the common option for anyone who wants a dependable vehicle without paying the full cost upfront. For families juggling school runs, commutes and weekend plans, it can feel like a convenient way to stay on the road. But recently, more drivers have gone back over their paperwork and noticed things that do not quite line up. Some have spotted terms they never fully understood. Others have found conditions they do not remember agreeing to at all. This growing awareness has led many to pause and ask a very important question. Are my car payments actually fair?

Taking a moment to revisit your agreement can help you see whether everything was explained clearly at the time. Many drivers who signed de...