New Delhi, March 6 -- As India goes digital in payments, virtual credit cards are being touted as a secure and convenient substitute for the trustworthy much used older cards. These credit cards make the process of payment more seamless and easier for users and ensure that the entire transaction remains secure, digital and swift. Still, are they actually safer? Let's find out:

Virtual credit cards are electronic copies of real credit cards, providing one-time, temporary 16-digit card numbers that are associated with your base card account. Virtual cards exist only virtually and are embedded with a CVV and expiration date.

Virtual cards can't be stolen or lost like actual cards, so they're more secure to use on the internet. These cards ...