New Delhi, Jan. 1 -- As the calendar turns from 2025 to 2026, Americans planning to bank, mail packages or trade stocks on January 1 should plan ahead. New Year's Day is a federal holiday, resulting in closures across banks, post offices, shipping services and stock markets.

While essential services will be limited, most grocery stores, retail chains and restaurants will remain open on both New Year's Eve and New Year's Day.

Here's what to know about what's open and closed on Thursday (January 1, 2026).

No. Most bank branches across the US will be closed in observance of the federal holiday. Customers should check with their local branch for specific holiday hours. Online banking, ATMs and mobile apps will continue to operate.

No. US ...