New Delhi, Feb. 10 -- With RBI slashing its repo rate by 25 basis points on Friday,home loan EMIs are likely to see a decline. The revision in monetary policy is seen as the start of the interest rate cut cycle. As a result,loan EMIs are expected to fall.
If you are contemplating raising a home loan to buy a house, you might want to wait a slightly longer before the banks pass on the benefits of rate cut on to the borrowers.
Additionally, your credit score should be high enough to be able to raise a home loan. What should be the idealcredit score to raise a home loan?
Typically, one should have a score of anywhere between 650 to 700 to get the approval for a home loan. However, a good score is seen as 750 or higher.
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