New Delhi, March 28 -- It is not easy to get acredit card you would love to use and importantly - you truly deserve. Some may give limited features and an abysmally poor reward points ecosystem whereas others offer generousdiscounts on travel and fine dining. Few cards aregood for the moviegoers while others are tempting for online shoppers. All these factors must be considered before you decide which card to go for.

So, there are a slew of factors which you should be careful about before you apply for a credit card. Here, we briefly describe some of them.

I. Purpose of the card: One of the most important factors to consider before you apply for a card is its purpose. Why are you getting this card? Is this because you want to track wher...