New Delhi, Nov. 28 -- American Express offers a number of credit cards which include rewards credit cards, travel credit cards and premium credit cards. Before opting for a card, you should check the card's credit limit, fee and the credit card interest rates.

Here we share details of the four major credit cards offered by American Express.

1. American Express SmartEarn Credit Card: The annual fee for this card in the first year stands at Rs.495 plus taxes. For the second year, the annual fee is Rs.495 plus taxes.

You can also convert purchases into EMI at point of sale with an interest rate of 14 percent a year and above.

2. American Express Membership Rewards Credit Card: Fee for the first year is Rs.1,000 whereas for the second yea...