New Delhi, April 10 -- Aiming for an 800 plus credit score is a good financial goal as it can elevate your profile to the level of 'extra ordinary' people. With this score, you can access best interest rates on loans, premium credit card offers, and very convenient terms on loans. Here, we give a snapshot of tips that you can take to help you achieve a high credit score.

I. Pay all bills on time: Payment history, undoubtedly, plays a key role in your credit score. You can set up autopay and/or reminders. Remember that even one missed payment can hurt your score and bring it lower than 800.

II. Keep credit utilisation very low: Although a credit utilisation under 30 percent is healthy, keeping it under 10 percent is key to achieving a hi...