New Delhi, Nov. 27 -- The stock market touched a new all-time high today, prompting many investors to question whether they should pause their monthly contributions. While market peaks can trigger anxiety, new highs are not a sign to halt your investment plan; they are common milestones in a long-term investment journey. Historical evidence consistently shows that continuing disciplined, periodic investments-even when the benchmark indices are at record levels-does not penalize the patient, long-term investor.

Let's look at the data. An analysis of the Nifty 50 Total Return Index (TRI) from 2000 to 2025 shows that investing when the market is at an all-time high has historically delivered an average one-year return of nearly 13%. Over a ...