Social Security, Oct. 24 -- Concerns about earning income post-retirement are worrisome. At least 87% Americans are already worked up about their plans once they retire, according to a study conducted by Schroders. There are different issues bothering the participants of the survey; however, they connect directly to their earnings, spending and savings after their retirement.

According to a CBS report, the survey, published on 21 October, reveals that most Americans are not willing to wait until they turn 70 to receive Social Security income. Almost 45% of non-retirees are willing to take Social Security benefits before they reach the age of 67.

Social Security is a special financial program in the US enacted to help senior citizens, th...