New Delhi, April 25 -- A credit score of 650 is considered average at best in India. This score has the potential to limit access to premium financial products and services.

With this score it becomes very difficult to secure premium credit cards, fair and reasonable interest personal loans, easy home loans etc.

Now, elevating this credit score in the healthy range of 750 to 800 can unlock several unique opportunities such as higher credit card limits, much lesser complications, lower interest rate, better loan terms etc.

There are several important points that you should always keep in mind to boost your credit score. According to Sumit Sharma, Founder, Radian Finserv, "Amid the need for credit, diligent use of credit cards, gold loan...