New Delhi, March 13 -- If you frequently travel within India or abroad and prefer a luxurious travel experience, carrying a credit card can be highly beneficial. In addition to booking flights and hotels, certain credit cards offer complimentary airport lounge access. However, this benefit comes with specific terms and conditions.

Some credit cards allow only a limited number of lounge visits, while others provide unrestricted access to domestic lounges but impose restrictions on international lounge access.

Additionally, some banks require their card holders to meet a minimum threshold of spending in the preceding quarter before becoming entitled to lounge access in the next quarter.

1. HDFC Bank Regalia Gold Credit Card: It provides ...