New Delhi, Sept. 1 -- A credit card allows you to manage your expenses in a proper way if it is used wisely. What is the ideal time to get a credit card? You can get a credit card once you start earning a stable income, as it enables you to build a credit history. But beginners should carefully weigh options while choosing the right credit card. An entry-level credit card with basic features is enough for beginners.

Here is a guide on what to look for when choosing an entry-level credit card, a list of popular credit cards in the category, and the benefits they offer.

A stable income, which can be in the form of a salary or through self-employment, is the basic criterion for getting a credit card. The minimum income requirement varies w...