New Delhi, April 10 -- Getting a Credit Card with EMI features may be a wise financial move if you know the key points before applying. 'Credit Card apply' option can be challenging sometimes, whether it's your first or you are getting a new Credit Card to add to your portfolio. Knowing the facts can help you make the right decisions.

Having Credit Card eligibility is a significant accomplishment since it means that you have met the requirements that enable banks to offer the card.

In this blog, we will list 10 essential things to consider before you opt for a Credit Card apply option.

A Credit Card permits you to borrow funds up to a specified amount and pay it back afterwards with interest. All Credit Cards have charges like annual f...