New Delhi, Nov. 5 -- A social media exchange between Zerodha co-founder and CEO Nithin Kamath and investor Dr Aniruddha Malpani has sparked a conversation about withdrawal limits and customer service in India's fintech sector.

It began when Dr Malpani took to X (formerly Twitter) to allege that Zerodha was not allowing him to withdraw his own funds from his account. "The Zerodha scam! They don't allow me to withdraw my own money from their account, saying the daily limit for withdrawal is Rs.5 crore. They use my money for free!" he wrote.

Kamath responded directly to the post, clarifying that the withdrawal limit was part of the firm's internal safety checks rather than a restriction on access to funds. "Hi Dr, your payout requests were...