New Delhi, July 6 -- Scams at crowded metro stations aren't new. But this one at Delhi's Rajiv Chowk is getting attention for how convincing, and calculated it was.

A commuter recently shared his experience on Reddit, describing how a man posing as a corporate employee approached him asking for Rs.570. The excuse? His bank's servers were down, and he urgently needed the money.

"He asked if I knew English, then showed me a PhonePe screen saying he worked in Chennai and needed help," the user wrote on Reddit. The man claimed he'd return the money once the server issue was resolved.

The red flags started adding up. The man's appearance didn't match his story: Messy clothes, overgrown nails, and a vague ID card with no company name. Someth...