New Delhi, Aug. 3 -- A recent LinkedIn post by Kirtan A. Shah, Founder and CEO of Credence Wealth, ignited a debate, highlighting "The most common investing mistake."

The wealth management firm owner shared an instance where 15 years back an investment was made in a very popular insurance policy but after its maturity, the low returns felt like a 'scam' to him.

According to Shah, an individual paid an annual premium of Rs.3,187 for 15 straight years on the investment, totaling an amount of Rs.47,805 by the end of 15th year.

After a decade and a half, the maturity amount received was just Rs.69,530. A quick calculation, as shared by Shah reveals a meager 4,55% return on the investment.

This low return highlighted a common misconception...