India, Feb. 4 -- When a major disaster hits, you may think it's your insurance company representative who is there assessing the damage and filing a report. Actually, that representative may be from Crawford & Co., a service provider to insurance carriers.

This Atlanta-based international company provides a host of services to carriers, including claims services, business process outsourcing, consulting services, and more across a whole range of insurance areas -- property, casualty, auto, health, workers' compensation -- just about everything except life insurance. One of those services provided is field investigation and the evaluation of property and casualty insurance claims -- checking out the damage when you report your claim.

Wit...