India, June 27 -- Choosing the right insurance plan can feel confusing. Two of the most common options are term insurance and life insurance. While both help protect your family if something happens to you, they work in different ways.

In simple terms, term insurance gives protection for a set time, like 10 or 20 years. If the person with the plan passes away during this time, the family gets money. If nothing happens, there is no payout. On the other hand, life insurance gives protection for your whole life and may even give you money if you live long enough.

In this blog, we will explain term insurance vs life insurance in easy words so you can decide which one suits your needs best.

Term insurance is a plan that protects your family...