India, Jan. 16 -- Comprehensive health insurance plans in India provide essential coverage including hospitalisation, critical illness cover and preventive care. While around 70% of the population is covered under public or private health insurance, nearly 30% remain uninsured.

Understanding the features, eligibility, and inclusions of these plans is vital to buy health insurance and bridging this gap and ensuring financial security during medical emergencies.

A comprehensive medical insurance provides extensive coverage beyond just covering basic hospitalisation expenses. They include pre-hospitalisation diagnostics, post-hospitalisation follow-up treatments, ambulance charges, and daycare procedures.

Many policies also cover alternat...