India, Feb. 6 -- In December last year, Razorpay turned 10.

The Bengaluru-based startup, founded by IIT graduates Harshil Mathur and Shashank Kumar, has had a front-row seat to India's fintech revolution.

Razorpay's journey from 2014 to today essentially overlaps with fintech as a whole. From demonetisation in 2016, which thrust India towards digital payments, to the rise of digital commerce and cross-border payments - Razorpay was there when fintech became a relevant word has aligned its vision since then to stay on the bleeding edge.

From a minor player in the ecommerce space, Razorpay today processes $180 Bn TPV (total payments volume) annually, with plans to hit a $1 Tn target in the next few years.

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