India, June 25 -- If you're planning to take a home loan, you must know that banks usually expect you to make a down payment. To build a down payment amount, you need to decide the value of the property and decide a time limit, say 15 years. Then look at the current market rate of a property you would like to buy. Remember the value of the property will increase due to inflation. Assuming 5% inflation, the value of a property priced at Rs.2 crore today, will cost you around Rs.4.2 crore in 15 years. Considering that you have to make a down payment of 20% of the value of the property, you will have to build a corpus of Rs.40 lakh in 15 years....