India, June 27 -- For many in India, where traffic congestion is a daily affair and public transport is often overcrowded, a two-wheeler is often a necessity than a luxury. It offers convenience whether you are heading to college, office, or running daily errands. While the idea of owning a stylish, fuel-efficient bike is appealing, the initial cost can be a barrier.

A two-wheeler loan can make purchasing a bike more accessiblewithout potentially exhausting your savings. Atwo-wheeler loan, allows you to divide the vehicle's cost into monthly installments.

Key considerations before applying for a two-wheeler loan

Before applying for a two-wheeler loan, understanding the factors that can influence loan approval is important. Let us explo...