India, Nov. 26 -- A 68-year-old woman with a net worth of $2.8 million spent years living a frugal life, relying on food coupons and buying the cheapest possible items, before finally taking distributions from her portfolio, a viral post by financial planner Kurt Supe revealed.

According to Supe, a Certified Public Accountant and retirement planner, the woman's house, valued at $950,000, was fully paid off, and she was receiving $38,000 a year from Social Security.

Despite her substantial wealth, she refused to touch her retirement accounts, insisting she needed to preserve her principal for emergencies.

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"She fought me for eight months," S...