India, Nov. 1 -- Many Americans relying on Social Security Administration (SSA) benefits may be wondering why their next payment isn't arriving on November 1.

The reason is that November 1 falls on a Saturday, triggering the SSA's policy of issuing payments on the last business day before a weekend or holiday.

For recipients of Supplemental Security Income (SSI) (a monthly benefit for older adults or disabled persons with limited income), the November payment arrived on Friday, October 31.

The important fact to know is that this October 31 payment counts as the November benefit. That means there will be no additional SSI payment in November. The next regular payout will come on Monday, December 1.

The timing of regular monthly payment...