India, Dec. 4 -- Claims processing is where trust is won or lost. Traditional systems lag post-disaster. AI-driven image recognition, drone sensing, and anomaly detection streamline claims and prevent fraud.

In another use case, a leading health insurer in the US automated 75% of claims using AI-led document ingestion, NLP, and predictive analytics, cutting settlement from 15 days to 72 hours and reducing overhead by 40%, improving response to high-volume events.

Technology must go hand-in-hand with capital, with risk-pooling and larger premiums amplifying digital claims impact.

For this transformation to scale, we need a supportive ecosystem:

Insurers must stop avoiding high-risk geographies. Technology allows them to price, reinsure...