India, July 30 -- Managing money today isn't just about saving - it's about staying alert, too. With online payments becoming second nature, you may not realise how exposed your finances are until something goes wrong. Relying on a single account for everything makes it harder to track expenses, easier to slip up, and leaves your savings vulnerable to unexpected charges or fraud.

Whether it's your daily shopping, SIPs, or food orders, your main account does a lot. Over time, this creates a clutter of mixed transactions, making it harder to track spending, notice subscriptions, or spot wrong charges. Worse, with digital payment frauds on the rise, frequent use increases the risk. One scam or small oversight can instantly compromise your s...