India, Jan. 1 -- As 2026 begins, many Americans may head out for coffee, groceries or post-holiday shopping. While New Year's Day is a federal holiday with widespread closures, many retailers and restaurants will remain open, often with adjusted hours.

Below is what to know for January 1, based on reporting from AP (AP), USA Today and company statements. Shoppers and diners are encouraged to check local hours, as schedules can vary by location.

Most government services will be unavailable on New Year's Day. Federal and state offices, courts and public schools are closed in observance of the holiday, according to AP. Some local government services may also be limited.

Banks and US stock markets are closed on New Year's Day and are sched...