India, April 19 -- Suze Orman, a renowned personal finance advisor, recently released a video on YouTube where she lays down tips on personal finance for those who wish to retire early. The 73-year-old suggests that one should switch to a Roth IRA before it's too late, especially considering the stock market fluctuations.

Orman asked her followers to switch to a Roth IRA, an Individual Retirement Account to which you contribute after-tax dollars. She has long been a supporter of the Roth IRAs, and went on to say, "It doesn't matter if it's a Roth 401(k), 403(b), Roth TSP or a Roth IRA, but one must do it no matter how much money they make".

"If your portfolio is down and your stock values are much lower than usual, it is the perfect tim...