India, Feb. 11 -- justify;">A stolen phone can turn a planned Vietnam trip into a scramble for maps, bookings, banking access and OTPs. Beyond the handset price, there is the rush to block SIM services, secure accounts, and replace essential travel tools, often in an unfamiliar setting.

This blog breaks down how Vietnam travel insurance may treat phone theft, what is usually covered or excluded, and how to prepare for a smoother claim.

Many policies list phones under "personal belongings" or "baggage", but coverage depends on the plan's wording and conditions. Vietnam travel insurance may respond when theft is reported quickly, reasonable care is shown, and ownership is proven. It is also common for insurers to apply a gadget sub-limit ...