India, July 29 -- If you use UPI regularly, and let's be honest, who doesn't, you'll want to pay close attention to what's changing this August. Starting August 1, 2025, India's most-used payment system is getting a functional overhaul. These aren't cosmetic UI changes or bug fixes, these are core rules that affect how you check balances, make recurring payments, and verify transaction failures across platforms like GPay, PhonePe, Paytm, and more.

If you're someone who checks their bank balance on UPI like it's a social media feed, this one's for you. From August, UPI apps will limit you to 50 balance checks per day per app. Viewing your list of linked bank accounts is capped at 25 times daily.

Why? Too many background requests slow the...