India, Feb. 13 -- A Texas woman thought she would move past her ex. Unfortunately, fate had something else in store since she'd cosigned a $10,000 bike loan with the individual, who then vanished. Now, years after the split, the woman, Annie, has been left dealing with debt collectors over a bike she has not seen in four to five years, and for a guy who she does not know is 'alive or dead'.

She narrated her ordeal on The Ramsey Show, which advises on how to build wealth, a couple of weeks back. "He hasn't made a payment. I don't care about my credit, but they keep calling," she shared.

However, Annie was in for bad news. Despite not being with her ex or having access to the bike, Annie is on the hook for the money borrowed. As per Consu...