India, Nov. 30 -- If you want rental income without buying and managing property, SM REITs (Small and Medium REITs) offer a way to earn steady payouts and modest gains with ease, transparency, and liquidity minus the hassle of dealing with tenants or physical assets.

Like traditional REITs, SM REITs pool investor money to acquire and manage income-generating real estate. The difference lies in scale: while large REITs own portfolios worth over Rs.500 crore, SM REITs focus on smaller assets between Rs.50 crore and Rs.500 crore. This makes them far more accessible, with a minimum investment of Rs.10 lakh.

Instead of buying a property yourself, you invest in the SM REIT, which owns and manages assets such as office buildings, retail spaces...