India, July 31 -- RuPay credit cards are changing India's financial landscape through features like UPI integration, competitive transaction fees, and a focus on the domestic market. These cards are helping drive digital payment adoption and supporting financial inclusion across India.

India's homegrown payment network, RuPay, has become a significant participant in the credit card market. RuPay cards now account for a notable portion of credit card spending, establishing them as competitors to international networks. This growth is partly due to RuPay credit cards' being the only cards that can be linked to UPI payments.

Transaction data reports that in the current fiscal year, RuPay credit cards linked to UPI recorded over 750 million...