India, July 19 -- Balancing the dream of homeownership with everyday expenses can be overwhelming. One millennial shared on social media platform Reddit that with discipline, smart choices, and long-term thinking, it's possible to own not just one but two homes and become nearly debt-free by 35.

"Born in 1990 in Jhumka City, Bareilly, I was constantly in trouble, always underperforming, and barely scraping through exams with written promises from my parents to do better next time. However, growing up, I learnt to save money like it's house rent, a non-negotiable aspect," the Redditor wrote.

Starting his career in Noida in 2013 with a modest monthly income of Rs.7,000, the Redditor said he faced multiple failures early in life. From unde...