India, Dec. 5 -- The RBI's 25-basis-point repo rate cut to 5.25% is expected to make advances, including home loans, more affordable, offering timely year-end relief for homebuyers as high property prices persist. Real estate experts say the move could draw first-time, affordable, and mid-market buyers back into the market.Its true impact, however, hinges on the speed and extent of bank transmission. If lenders quickly pass on the reduction to home loan rates, the housing market could see a strong pickup in sales through the rest of FY25 and into Q1 2026, experts said.

Announcing the fifth bi-monthly monetary policy for the current fiscal, RBI Governor Sanjay Malhotra said on December 5 that the Monetary Policy Committee (MPC) has unanim...