India, Nov. 28 -- justify;">Applying for a personal loan can feel confusing if you are not sure where to start. However, when you understand the process and prepare in advance, it becomes simple and stress-free. A personal loan is one of the most flexible financial options available today. From paying for medical treatment and travel plans to managing home repairs or emergency expenses, it gives you the freedom to use the money the way you need it.

With Bajaj Finance offering easy online applications, flexible repayment options, and a competitive personal loan interest rate, more people are now choosing a personal loan as a quick and reliable solution. This step-by-step guide will help you understand how a personal loan works, what you n...