India, March 20 -- A savvy train passenger has found a way to travel without spending a rupee by carefully analysing train schedules and predicting delays in advance. By leveraging refund policies offered by railway operators, he managed to secure full reimbursements for every ticket he purchased, turning what would have been a costly expense into a completely free mode of travel.

Ed Wise, 29, successfully claimed refunds for every train journey he took in 2023 on Avanti West Coast, saving himself over Rs.1,06,000 in less than three years. Wise, who co-writes the personal finance newsletter Bunce, credits his careful planning for allowing him to "ride for free" throughout the year, reported the Mirror.

Avanti West Coast compensates pass...