India, June 12 -- Digital payments have become a common part of daily life in India. The Unified Payment Interface (UPI), launched by the National Payments Corporation of India (NPCI) in 2016, allows users to transfer money quickly and directly between bank accounts using their smartphones.

However, these transactions typically require an internet connection. What can users do when the internet is not available? While most UPI transactions require an internet connection, users can still send payments even when offline. This feature comes in handy in areas with poor or no internet access. Here is how you can make UPI payments without an internet connection.

To begin, dial *99# from your registered mobile number. This initiates a USSD (Un...