India, Sept. 23 -- A man's account of how Unified Payments Interface (UPI) unexpectedly helped his wife recover her lost phone has gone viral on Reddit. Shared on the r/UPI subreddit under the title "UPI helped my wife in getting her phone back," the post detailed a sequence of events that the couple described as nothing short of a miracle.

In his post, the user explained, "Today me and my wife, experienced something which is no less than a miracle. We went out shopping today on a battery rickshaw. And as I was paying the auto guy and leaving, somehow my wife dropped her phone on the rickshaw. We left not noticing it."

The husband noted that the device did not have a SIM card, which meant they could not call the number. At first, the co...