New Delhi, Feb. 12 -- Talking about money in a relationship can be as nerve-wracking as defining "where things are going". In fact, a recent survey reveals that one in three Americans (32%) feels uncomfortable discussing finances with their partner.

This is because nearly half (44%) fear that money talks will spark disagreements and for good reason-the average couple argues about finances 58 times a year. However, for those in cross-border relationships, where one partner lives in another country, that number jumps to 72 financial disputes annually.

Different currencies, conversion rates and money transfer fees only add to the complexity of merging finances across borders.

The study, conducted by Talker Research on behalf of the intern...