India, Oct. 24 -- Zoho's founder, Sridhar Vembu, who earlier introduced Arattai as an alternative to WhatsApp, is now preparing to take on India's leading digital payment platforms like Paytm and PhonePe. The company is reportedly working on Zoho Pay, a Unified Payments Interface (UPI)-based application, which aims to reshape how users and businesses handle online transactions.

Currently under internal testing, Zoho Pay will be launched in phases across India over the next few months. The new payment platform will not only function as a standalone app but will also be integrated into Arattai, Zoho's homegrown messaging platform. This feature will enable users to send and receive money directly through the chat function, unifying communic...