India, March 18 -- An MBA graduate took to Reddit to share why he decided to not clear his education loan as quickly as possible. The Indian Institute of Management (IIM) Bangalore alumnus said he did so even though his first instinct was to "pay off his loan as fast as possible".

He said he thought being completely debt-free after paying the loan off in three to four years after graduating would be good for him. "Sounds like the smartest thing to do, right? Wrong!" he said.

The user stated that instead of clearing the loan in three to four years, he decided to pay it off in eight years.

The Reddit user said that after graduating from IIM Bangalore, he "sat down, did the MBA-style financial analysis, and realised that rushing to repay ...