India, Nov. 25 -- Jammu and Kashmir Bank, the biggest financial institution of the Union territory, is mulling a major leap to transform into a tech-bank and join the league of top banks with best digital infrastructure in the country. With 60 to 65% of its market share in J&K, the bank is also planning to revise its interest rates on several products, says MD J&K Bank Amitava Chatterjee who is completing his first year in the bank in an interview with Mir Ehsan. Edited excerpt

As J&K bank is one of the leading banks of UT, what's its current status of growth?

The bank had been growing at a moderate level of 10% both in deposits and advances and has also made good profits. If certain instances are removed then I believe that we have bee...