India, April 23 -- justify;">India's digital payments may have become simpler with UPI, potentially aiding in the reduction of cash use. Now, RuPay Credit Cards can be used through UPI, enabling online payments while utilising credit card benefits. IDFC FIRST Bank collaborates with RuPay for this combined service.

UPI, launched by the National Payments Corporation of India (NPCI), seems to have changed how people in India conduct instant money transfers between bank accounts via their phones. Its ease and speed may have contributed to its popularity for payments. RuPay is India's card payment system, focused on providing safe and cost-effective card services for Indian users.

The integration of RuPay Credit Cards with UPI enables users ...