India, July 18 -- In today's rapidly evolving financial and health care landscapes, Health Savings Accounts (HSAs) represent a unique opportunity to reshape the relationship between banks, individuals, and their well-being. Originally introduced in the US in 2003 to provide tax-advantaged savings for medical expenses, HSAs have grown into much more than just a niche financial tool. They symbolise a broader movement-where finance meets wellness, and where individuals can take charge of both their physical and financial health.

As someone who has spent over two decades in global banking, I've seen firsthand how the most successful financial innovations are those that address real-world challenges. In the case of HSAs, we're looking at a si...