New Delhi, Oct. 14 -- The Union labour ministry has overhauled rules under which employees can withdraw emergency cash from their provident fund accounts, merging a welter of conditionalities into three broad categories of personal financial circumstances, an official statement said on Monday. The state-backed Employees' Provident Fund Organisation (EPFO) manages the Rs.28 lakh-crore corpus of retirement savings of nearly 70-million salaried workers across sectors. Partial withdrawals from these accounts will now be allowed under three categories: essential needs covering illness, education, marriage; funds for housing; and special circumstances. "The last category is open ended that may cover any permissible pressing urgency," an official ...