India, Dec. 30 -- For decades, real estate has been a cornerstone of wealth creation in India and remains one of the most preferred investment avenues. Today, however, the way people participate in property ownership is undergoing a transformation. The rise of digital co-ownership platforms has opened the door for a new cohort of investors, first-time earners, millennials and digital natives, who are seeking a smarter, lower-ticket entry into real estate without the burden of full ownership.

If the objective is end use, living in the property or having exclusive control, full ownership remains the logical choice. But if the primary goal is wealth creation, investors now have more flexibility. Both full ownership and digital co-ownership ...